Legal Disclaimer & Terms of Use

Version 2.0 · Updated 3 August 2026

⚠ IMPORTANT LEGAL NOTICE — PLEASE READ CAREFULLY BEFORE USING THIS PLATFORM

PowerLedger provides information, research, educational content, market intelligence, forecasts, analytics and decision-support tools only. PowerLedger does not provide financial advice, investment advice, trading advice, legal advice, tax advice or any personalized recommendation of any kind.

All forecasts, simulations, confidence scores, probability estimates, alerts, regime indicators, signals and analytical outputs are informational estimates only. They are probabilistic model outputs — not instructions, guarantees or assurances of any kind.

Past performance does not guarantee future results. You remain fully and exclusively responsible for your own decisions, investments, transactions and risk management.

1. Nature of the Platform

PowerLedger is a software-as-a-service platform that aggregates publicly available market data, political disclosure data, and news feeds, and applies quantitative models and artificial intelligence to produce research outputs for informational and educational purposes.

The Platform is not:

• A registered investment advisor
• A broker-dealer
• A financial planner
• A regulated financial services provider of any kind

2. No Financial Advice

Nothing contained on the Platform constitutes financial, investment, trading, tax, or legal advice. No fiduciary relationship is created between you and PowerLedger or SparkWise B.V. through your use of the Platform.

3. Forecast & Signal Disclaimers

All forecasts, signals, confidence scores, scenario outputs, regime indicators, and analytics are probabilistic estimates generated by quantitative models. They are research tools, not predictions or guarantees. Model outputs may be inaccurate, incomplete, or delayed.

4. Data Accuracy

Market data is provided "as-is" from third-party sources and may be delayed, incomplete, or contain errors. PowerLedger does not verify the accuracy of source data and is not liable for any errors or omissions in source data.

5. Political Trading Data

Political trading disclosure data is sourced from public regulatory filings and is informational research only. It does not constitute a recommendation to follow any politician's trades or to make any investment decision based on political activity.

6. Simulated Trading

All simulated trades, paper portfolios, and backtesting results are for educational purposes only. They do not reflect real trading performance, real gains or losses, or real market conditions including slippage, fees, and liquidity constraints.

7. Limitation of Liability

To the maximum extent permitted by law, PowerLedger and SparkWise B.V. are not liable for any financial losses, trading losses, investment losses, or consequential damages arising from your use of the Platform or reliance on any of its outputs.

8. User Responsibility

You are solely responsible for:

• Your own investment and financial decisions
• Your own risk management
• Verifying any information before acting on it
• Consulting qualified, regulated professionals before making financial decisions

9. Contact

SparkWise B.V. Email: office@sparkwise.nl